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Knowing More of the Difference Between Personal Injury Compensation and Workers’ Compensation
Though, we have heard people talking about it and its difference. There are many individuals out there who considered both as the same or related. If you are one of them, then it is timely that you get more info. of it in this website.
Knowing More About Personal Injury Compensation and Workers’ Compensation
Workers’ compensation is the term used to described the compulsory insurance payment given by employers to employees when they got injured or encountered accidents while performing their duties. Personal injury compensation is the legal term used in describing the money paid to those men and women who encountered accidents or got injured by other individuals. The compensation given to injured individuals comprises of their hospital bills, medicines as well as the number of days absent from their jobs. Studies show that private companies reported around 2.9 million nonfatal and work-related complaints and injuries in the year 2019. To put it simply, the compensations or claims that you file will depend largely on the factors that caused your injuries or accidents. Remember that both of these compensations differ not only in procedures but also payments. Aside from these things, there are other things that are different between the two and these are further detailed below.
What Are the Difference Between the Two?
Business enterprises provide medical benefits as well as money to employees when they fall sick or got hurt while performing their employment duties. Whenever they die, then they are obliged to offer benefits to their dependents. In this situation, compensations are given regardless of who is at fault.
Meanwhile, personal injury is different because the injured person will file lawsuit in the civil court to determine whose at fault during the injury or accident. During the trial, the prosecution must prove that the defendants are guilty of negligence.
In employees’ compensation, the amount of benefits is largely dependent on their average salary. But, the compensation received by those who filed for personal injury claims are dependent on the severity of harm or injuries inflicted on the person. At some cases, personal injury victims also obtain punitive damages from defendants so as to discourage recurrence of these incidents.
Personal injury victims can easily file their lawsuits and claims but employees cannot easily file lawsuits against their employers when they file for employees’ compensation.
No matter what kind of compensations and claims you file, make sure that you obtain the services of experienced, reputable, licensed, and accredited lawyers.